student loan debt
5 Ways Student Loan Debt Raises Mortgage Rates
5 Ways Student Loan Debt Raises Mortgage Rates In June 2026, the Mortgage Bankers Association reported that borrowers with student debt over $30,000 paid 0.5 percent higher 30-year fixed rates than debt-free applicants. Student loan balances increase a borrower’s debt-to-income ratio, which prompts lenders to apply a