first‑time homebuyer
Stop Ignoring the Shock of Rising Mortgage Rates
Mortgage rates climbed 15 basis points in early May 2026, pushing the 30-year fixed to 6.46% and tightening first-time buyer budgets. As the Fed paused, higher Treasury yields filtered into mortgages, making previously affordable homes feel out of reach. Financial Disclaimer: This article is for educational purposes only and